Is your Risk function proportionate
to the Society it supports?
A holistic deep dive into the whole Risk function — structure, resource, governance, MI, assurance, capability and how capacity is deployed — grounded in CRO experience, available sector evidence and your specific operating context.
Not just the org chart. The actual operating burden.
Whole-function review, not a narrow issue review.
Risk Function Benchmarking is designed for a broad, holistic assessment of the Risk function. If you already have a specific question — for example Board MI, risk appetite or lending policy — a Targeted Risk Review is the narrower intervention.
Explore Targeted Risk Reviews →A holistic diagnostic of how the Risk function operates, where capacity goes and whether that allocation makes sense.
Understand the operating model
A concise information request plus structured discussions with the CRO and relevant leaders. We map organisation, resource, governance, MI, assurance activity and recurring BAU demand.
Benchmark & diagnose
Dharma Risk assesses the model using sector evidence where available, experience across building societies and lenders, and the specific size, complexity, risk profile and strategy of your organisation.
Prioritise action
The output distinguishes what appears heavy, light or simply misallocated — with practical recommendations on what to stop, simplify, automate, strengthen or redirect.
An independent CRO-level view of what is proportionate — and what is worth changing.
Want an independent view of whether your Risk function is proportionate?
The starting point is a short conversation about the shape of the function, where you think capacity is being lost and what you want the review to help you decide.