Portfolio Benchmarking · PeerSight

Know where your lending profile sits.
Using a real peer group.

A confidential quarterly benchmarking service using standardised MLAR data from participating building societies, transformed into anonymised peer ranges and trends.

Discuss participation
What it helps answer

Are we genuinely different from our peers — and is that difference intentional?

Risk appetite evidenceReplace subjective descriptions such as “conservative” with comparable peer ranges and trend context.
Early warning signalsSee where LTV, LTI, arrears, growth or other agreed measures are moving relative to participating peers.
Trend analysisTrack direction of travel over time rather than relying on one point-in-time comparison.
Board contextGive executives and Risk Committees a clearer external reference point for internal risk and growth discussions.
How PeerSight works

A low-burden peer process built around data Societies already produce.

01

Secure contribution

Participating societies provide the agreed quarterly MLAR data set through a secure channel, avoiding the creation of another manual reporting process.

02

Anonymise & aggregate

Dharma Risk combines contributions into a confidential peer data set, producing anonymised ranges and trends while protecting the identity of individual participants.

03

Deliver peer insight

Participants receive a clear quarterly view of their position against the group, suitable for executive, Risk Committee and Board discussion.

The participation model

Peer benchmarking only works if contributors trust the process.

Confidential participation01
Anonymised peer output02
Common data definitions03
Quarterly repeatability04
Join the peer group

Interested in participating?

Start with a short conversation about the peer group, data definitions, confidentiality model and the comparisons that would be most valuable to your Board and Risk Committee.

Discuss participation